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The Commerce Department recently announced an encouraging rise in retail and food service sales for August. The data shows a 0.6% increase from July, totaling $732 billion in sales. This progress injects a much-needed boost into the retail sector, which is gradually recovering from the pandemic’s economic impact. Over the past few months, the retail… Read more: August Retail and Food Service Sales Show Encouraging Rise

Builder confidence in single-family homes held steady in September, according to the latest NAHB/Wells Fargo Housing Market Index data. The index stood firm at 32. The NAHB/Wells Fargo Housing Market Index, published monthly, measures builder sentiments on current single-family home sales and sales expectations for the upcoming six months. Scores above 50 suggest more builders… Read more: Steady Builder Confidence in Single-Family Homes in September

Recently, the Federal Reserve reported a slight 0.1% rise in industrial production for August. Although this figure may seem small, it carries significant implications for the economy. Industrial production is a key economic health indicator. Even a small increase can hint at broader economic recovery or growth. This rise could potentially boost business confidence and… Read more: Federal Reserve Reports August Rise in Industrial Production

The Office of the Comptroller of the Currency (OCC) aims to reduce regulatory burdens on banks. This step would enable bank management to concentrate more on business challenges, says Comptroller Jonathan Gould. The OCC, a key banking sector regulator, understands the need to shift banks’ focus from regulatory issues to business operations. As part of… Read more: OCC to Ease Regulatory Burden for Business-Focused Banks

Dyna.Ai, an artificial intelligence (AI) technology company, has broadened its global footprint by introducing an Arabic-language AI suite in Saudi Arabia. This move supports the Kingdom’s burgeoning financial sector. The company’s innovative Agentic AI Suite and ‘AI Employees’ promise to revolutionise regional business operations. The AI Suite, a pioneering product, boasts a range of advanced… Read more: Dyna.Ai Launches Arabic AI Suite in Saudi Arabia’s Finance Sector

In a recent post on the ABA Banking Journal, it was explained how strategic product design can fuel customer growth. The key takeaway is that clarity and simplicity are pivotal in demonstrating the benefits of each product to customers and prospects. Many fintech companies pour abundant resources into developing innovative and advanced products. However, without… Read more: Clear, Simple Product Design Fuels Fintech Customer Growth

Regulation plays a crucial role in financial activities, and its impact can often limit the sector’s potential. Recently, the U.S. banking industry has shown interest in the role of open data and its influence on the regulatory framework. The question is, what is the impact of open data on U.S. banking? Open data is based… Read more: Open Data’s Impact on US Banking Regulations Explored

The Money20/20 Middle East 2025 in Riyadh kicked off with a bang. Riveting news and stimulating debates marked the opening day, paving the way for the rest of the event. Noteworthy presentations were delivered by Tamara, Google, and Ant International. Each brought unique insights and inventive strategies to the fintech scene. Tamara, a leading ‘buy… Read more: Money20/20 Middle East 2025 Day One Highlights Unveiled

Christopher Horne, at the helm of the UK’s sixth clearing bank, The Bank of London, has made a significant impact on the financial landscape. His leadership has brought forward several opportunities in the payments and fintech sector. Under Horne’s guidance, The Bank of London has distinguished itself in the crowded banking sector. Especially in payments… Read more: Christopher Horne Leads Bank of London to Fintech Success

The ABA (American Bankers Association) recently urged lawmakers to extend the National Flood Insurance Program (NFIP) for a five-year term. They believe this move will modernise the program, bolster its stability, and enhance affordability for consumers. Additionally, the ABA advocates for stronger compliance measures under the Flood Disaster Protection Act. The NFIP plays a significant… Read more: ABA Urges Lawmakers to Extend National Flood Insurance

The United States Senate recently confirmed Stephen Miran, an economist, to join the Federal Reserve board. This appointment fills an empty seat, strengthening the central bank’s control over financial and monetary policies. The Federal Reserve board shoulders the hefty task of guiding the nation’s monetary policy. This includes managing inflation, ensuring full employment, and stabilizing… Read more: US Senate Confirms Stephen Miran to Federal Reserve Board

EBANX and Capitec Pay have joined forces to bring open banking solutions to South Africa’s cross-border e-commerce. This partnership is a game-changer, enabling real-time account-to-account (A2A) payments and revolutionising the e-commerce landscape. Open banking, a hot topic in the fintech world, allows different networks and systems to share data. Now, thanks to EBANX and Capitec… Read more: EBANX and Capitec Pay Introduce Open Banking in SA

The London Blockchain Conference will feature a key presentation on digital asset regulation by Jane Moore from the Financial Conduct Authority (FCA). This session offers attendees a unique opportunity to gain insights into regulation and innovation from the regulator’s viewpoint. As the UK’s primary financial regulatory body, the FCA plays a leading role in shaping… Read more: FCA’s Jane Moore to Discuss Digital Asset Regulation at London Blockchain Conference

ClearBank, a leading UK challenger bank, recently announced its expansion into the corporate sector. The bank plans to offer real-time and embedded banking solutions to UK corporate businesses, broadening its service scope. ClearBank’s expansion underlines its commitment to banking innovation and service efficiency. It further cements its position as a prominent fintech player in the… Read more: ClearBank Expands Services for UK Corporate Businesses

Crown Agents Bank recently embraced artificial intelligence to improve their transaction screening process. They specifically employed WorkFusion‘s AI agent, Tara, to automate tasks once handled by humans. This initiative aims to minimize false positives in sanctions alerts, a prevalent issue among financial institutions today. By implementing Tara, Crown Agents Bank expects a substantial decrease in… Read more: Crown Agents Bank Leverages AI for Transaction Screening

Entrust has expanded its partnership with Mastercard to improve fraud detection during digital account onboarding. They aim to use Entrust’s identity insights to boost transaction integrity and user authentication. Adding Entrust’s identity insights to Mastercard’s infrastructure is a novel way to lower fraud risks during account onboarding. This stage is crucial, as it’s when users… Read more: Entrust Expands Mastercard Collaboration for Enhanced Fraud Detection

MANTL and Taktile have forged a significant partnership for the fintech sector. They aim to automate credit underwriting and decision-making processes for community banks and credit unions. This alliance unites two fintech powerhouses, transforming local financial institutions’ operations. MANTL and Taktile’s collaboration aims to simplify the often tedious process of credit underwriting. They plan to… Read more: MANTL and Taktile Partner to Automate Credit Underwriting

Noted professional services firm Accenture has recently made headlines for its dedication to product development in Latin America. In a recent collaboration with Google Cloud, they aim to transform Brazil’s energy sector. This partnership also involves Eneva, a leading private natural gas operator in the region. The ultimate objective is to enhance energy solutions in… Read more: Accenture, Google Cloud and Eneva Boost Brazil’s Energy Scene

On September 12, 2025, Tether made a monumental announcement. They launched USA₮, a US-regulated stablecoin. This move indicates a significant strategy change for Tether, a notable stablecoin issuer. It aims to gain regulatory trust and strengthen the dollar’s dominance in digital finance, moving away from its scrutinized offshore operations. USA₮ is a dollar-backed stablecoin, operating… Read more: Tether Launches USA₮, a US-Regulated Stablecoin in 2025

Ernst & Young LLP (EY) recently launched a new AI-enabled solution, EY Growth Platforms (EYGP). Powered by the latest neurosymbolic AI technology from EY-Parthenon practice, EYGP aims to help businesses spot untapped opportunities, predict market changes, and unlock large-scale revenue. Neurosymbolic AI, a fresh concept in artificial intelligence, blends the strengths of symbolic AI and… Read more: EY Unveils AI Solution EYGP to Drive Business Growth

Early Warning Services (EWS), the consortium behind the renowned P2P payment platform Zelle, reportedly has its sights set on the cryptocurrency market. Interestingly, they are mulling over launching their own stablecoin, a digital currency typically tied to a stable asset like traditional currency to limit volatility. Although still in the early stages, this project could… Read more: EWS Considers Launching Own Stablecoin in Crypto Move

Global payments provider, Thunes, has expanded its services to Morocco. They now offer real-time payments in Moroccan dirhams, directly into local bank accounts. This significant move grants Thunes Direct Global Network members better access to Morocco’s fast-growing digital economy. The move by Thunes addresses the fast-paced digitisation of Morocco’s economy. It offers a useful tool… Read more: Thunes Launches Real-Time Payments Service in Morocco

Investors have exhibited renewed interest in European funds in 2025, as revealed by data from Hargreaves Lansdown. The data highlights a significant £276 million swing from outflows in the previous year to robust inflows this year. This change indicates a shifting investor sentiment, with a growing preference towards European funds. Previously, European funds saw a… Read more: Hargreaves Lansdown Data Shows £276m Boost in European Funds

Trustly recently joined forces with Episode Six to introduce Pay by Bank to US merchants. This strategic alliance aims to speed up the adoption of Pay by Bank in the US. It plans to do so by utilizing existing card rails, thus cutting down costs. Trustly, known for its innovative online banking payment solutions, has… Read more: Trustly and Episode Six Bring Pay by Bank to US

N26 co-founder and Co-CEO, Valentin Stalf, has announced a significant role change. He intends to step down from his executive role in 2025 and join the N26 SE Supervisory Board. This move marks a notable milestone, following nearly 12 years of leadership. This shift signifies a fresh chapter for both Stalf and N26. Stalf, as… Read more: N26 Co-CEO Valentin Stalf to Join Supervisory Board in 2025

Recent research indicates a minimal impact of the US Federal Reserve’s policy on stablecoin lending rates. Instead, these rates hinge more on the demand for crypto leverage. This represents a significant departure from traditional finance, where central bank policies largely set interest rates. Central banks, such as the US Federal Reserve, typically adjust their policy… Read more: Crypto Leverage Demand Drives Stablecoin Lending Rates

It’s becoming increasingly hard to ignore the growing influence of stablecoins in the cryptocurrency ecosystem. NYDIG Research recently highlighted this trend, pointing out the skyrocketing market value of these digital assets. Data from DefiLlama shows a surge in the market value of stablecoins to over $287 billion, a 38% increase since the year’s start. Stablecoins… Read more: NYDIG Highlights Soaring Stablecoin Market Value

In its latest economic appraisal, KPMG UK has expressed increasing apprehension about the state of the UK and Eurozone economies. Yael Selfin, Chief Economist at KPMG UK, provided the insights through two recent statements. She examined the UK’s GDP figures along with the European Central Bank’s (ECB) latest interest rate decision. Selfin has been closely… Read more: KPMG UK Raises Concerns Over UK and Eurozone Economies

The Malta Financial Services Authority (MFSA) is intensifying its consumer protection, transparency, and innovation efforts. This action is part of its continuous dedication to enhance financial oversight. The authority’s recent thematic review has highlighted gaps in payment account services offered by various financial institutions. The MFSA’s thematic review has been instrumental in pinpointing these deficiencies.… Read more: MFSA Boosts Consumer Protection and Innovations in Finance

Sweden’s Riksbank and the Bank for International Settlements (BIS) are among the global central banks facing transformative challenges. They underline the need for advanced problem-solving strategies to address issues like liquidity management, artificial intelligence (AI) integration, and global trade shifts. Their updates underscore the immediate need for adaptation in the rapidly evolving financial sector. Managing… Read more: Riksbank and BIS Highlight Challenges for Global Banks

The recent ABA Banking Journal update highlights a growing market consensus for a 25 basis point cut in the target fed funds rate. This change follows the recent inflation report, indicating its significant impact on financial markets. In recent months, finance professionals have been closely monitoring inflation rate data. The primary focus has been on… Read more: ABA Journal Predicts 25 Basis Point Cut in Fed Funds Rate

The University of Michigan Surveys of Consumers unveiled a preliminary report, indicating a 2.8 point drop in consumer sentiment in September. The new figure stands at 55.4, marking a notable 14.7 point downturn from the same period last year. While the figure might alarm some, it’s important to note that consumer sentiment is a key… Read more: Consumer Sentiment in UK Dips 2.8 Points in September

Senegal-based fintech company KaliSpot has made significant progress in broadening financial inclusion in Africa. The innovative firm has introduced its first ‘1Net’ smart financial kiosks in Dakar. Moreover, it has announced a strategic partnership with Solarix to facilitate its expansion into the Congo Basin. The launch of the ‘1Net’ kiosks marks a significant milestone in… Read more: KaliSpot Boosts Financial Inclusion in Africa with 1Net Kiosks

In a noteworthy expansion of its services, Anchorage Digital has declared its backing for new crypto-assets. This pioneering firm was the first in the cryptocurrency sector to receive a digital asset trust charter from the Office of the Comptroller of the Currency (OCC), a crucial landmark in its journey. Nathan McCauley, Anchorage Digital’s Co-founder and… Read more: Anchorage Digital Boosts Crypto-Asset Support for Institutions

Today, Gemini Space Station, a leading digital asset services provider, intends to complete an initial public offering (IPO) on Nasdaq. This announcement has ignited considerable global investor interest. Initially, Gemini set its IPO price from $17 to $19 per share. Gemini’s IPO has been creating a stir among investors in recent weeks. The company’s reputation… Read more: Gemini Space Station’s IPO Attracts Global Investor Interest

In a remarkable financial year, ClearScore, a leading fintech firm, has reported a full-year profit of £18.8 million for the fiscal year 2024. This is a significant increase from the previous year’s profit of £6.4 million. The fintech firm, which assists lenders in managing volume and risk, has seen a substantial rise in its profit… Read more: ClearScore Reports £18.8m Profit in Remarkable Financial Year

Former Commodity Futures Trading Commission (CFTC) commissioner, Brian Quintenz, is now the chair nominee by ex-President Trump. This news came after a tense online exchange with Tyler Winklevoss, the founder of Gemini Space Station, a leading crypto exchange. The conversation, revealed this week, reflects the ongoing debates in the fintech industry. Quintenz’s nomination suggests a… Read more: Trump nominates Quintenz as CFTC chair amidst crypto debate

Great news for the UK’s fintech industry. The US-based platform, Rippling, has received approval from the UK Financial Conduct Authority (FCA). This approval allows Rippling to operate under an Electronic Money Institution (EMI) license. As a result, the company can offer a range of financial services in the UK, expanding its reach. Rippling is known… Read more: US Fintech Rippling Gains UK Regulatory Approval

Brex, a premier intelligent finance platform, recently partnered strategically with DoorDash for Business. The goal is to provide DashPass memberships to US-based Brex cardholders, revolutionizing corporate benefits and workplace meal solutions. DoorDash for Business offers workplace meals and perks, while Brex is renowned for its innovative approach to cash flow and expense management. Their partnership… Read more: Brex and DoorDash Join Forces to Revolutionise Corporate Perks

In a significant move, South Korean fintech firm Toss has unveiled plans for international expansion. The company, operated by Viva Republica, plans to launch its all-inclusive finance app in Australia by the end of 2025. This plan aligns with Toss’s long-term vision of becoming a globally recognised fintech platform. Back home, Toss has built a… Read more: Toss Plans Australian Launch in Global Fintech Expansion

Aven, an innovative fintech company, focuses on improving homeowners’ credit access. They recently raised an impressive $110 million in a Series E funding round, boosting their valuation to a notable $2.2 billion. This investment highlights the confidence in Aven’s strategy, which utilises home equity to create credit card offers. Aven’s unique strategy leverages homeowner’s equity… Read more: Fintech Pioneer Aven Raises $110m, Valued at $2.2bn

A recent survey by eToro, a trading and investing platform, shows a surprising boost in US retail investor confidence. This rise occurs despite concerns about tariffs and a weakening labour market. eToro’s quarterly Retail Investor Beat survey captures the sentiments of retail investors worldwide. The survey collected opinions from 10,000 retail investors across 12 countries.… Read more: Retail Investor Confidence in US Economy Surges says eToro

Frankfurt’s fintech scene welcomes a new key player, 21X. The company specialises in tokenized capital markets, using blockchain technology to revolutionise asset trading and settlement. Thanks to strategic partnerships and a regulatory license, 21X is emerging as a trailblazer in creating a secure, efficient, and accessible market. 21X’s approach to finance hinges on tokenization. This… Read more: 21X Emerges as Key Player in Frankfurt’s Fintech Scene

The London-based digital bank, Starling, aims high with a bold £4 billion valuation. This is in preparation for a secondary share sale. The bank’s innovative approach and ambitious growth plans make this move a testament to its confidence in future prospects. Starling strategically plans the secondary share sale. It offers existing investors a chance to… Read more: Starling Bank Eyes £4 Billion Valuation Ahead of Share Sale

Figure Technology, a blockchain-focused lending and infrastructure firm, is poised to debut on Nasdaq today. The fintech firm aims to launch its shares on the American stock exchange under the ticker symbol FIGR. The target? Raising over $780 million. This is just the latest move in a string of fintech firms going public this year,… Read more: Figure Technology Heads to Nasdaq Aiming to Raise $780M

A significant milestone occurred in the crypto market on 12th June 2017. The price ratio of Ethereum (ETH) to Bitcoin (BTC) hit an all-time high of 0.148, as CoinGecko reported. This peak, driven by the Initial Coin Offering (ICO) bull, marked a pivotal moment in digital currencies’ history. At that time, Ethereum was capitalizing on… Read more: Ethereum to Bitcoin Ratio Hits All-Time High in 2017

The Investor Choice Advocates Network (ICAN) is contesting the Accredited Investor definition. They’ve initiated a lawsuit against the current affluent investor criteria. Currently, only wealthy investors can join specific private securities offerings. ICAN is on a mission to dismantle this wealth-oriented access. They argue it fosters an uneven playing field, excluding those below the financial… Read more: ICAN Sues to Change Accredited Investor Definition

Significant evolution has occurred in the modern banking landscape. Kenneth Kelly, Chair Elect of the American Bankers Association (ABA), believes it’s time for the deposit insurance system to adapt. He expressed this to senators, emphasizing that despite its efficient service, the system needs a comprehensive review due to recent changes. While the current system has… Read more: ABA Chair Calls for Modernisation of Deposit Insurance System

QCP Group has achieved a significant milestone by securing a full licence from Abu Dhabi’s Financial Service Regulatory Authority (FSRA). This strategic move aims to link institutional digital asset trading between Asia and the Middle East. It’s a crucial step towards strengthening QCP Group’s presence in the financial services sector. This licence reinforces QCP Group’s… Read more: QCP Group Secures FSRA Licence to Boost Digital Trade

The UK’s Financial Conduct Authority (FCA) has made an unprecedented move. It has charged three “Finfluencers” for promoting specific investment products. This action is part of a wider crackdown on Finfluencers allegedly pushing high-risk investment opportunities. The FCA’s release reveals that these individuals face a count of communicating an investment activity invitation, violating financial regulations.… Read more: FCA Charges Finfluencers in Unprecedented Crackdown